- Simple, intuitive, and easy to use!
- Extremely Powerful and Versatile!
- Debt Minder considers account subtleties such as Introductory APRs, Varying Interest Rates, Split Interest Rates, External Payments and many, many more!
- Wonderful visualization capabilities! Credit to Object Refinery! Including Pie Charts, Line Graphs, Bar Charts, Area Graphs, and colorized payoff tables!
- Implements NINE bill payoff strategies and allows side by side payoff schedule comparison.
- Payoff schedules can be generated based on EITHER the amount of money you have to spend per month or the desired duration of your schedule.
- Includes convenient integrated Amortization Calculator for both American and Canadian methods of calculation.
- Payoff schedules can be exported to .xml, .csv, and tab delimited files in just one click!
- Debt Minder is written 100% in Java. Therefore it can run equally well under Windows, Macintosh, Linux, and other Unix operating systems.

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